Building and Indoor Environmental Assessments for insurance
Since 2007, AirMD has provided insurance professionals with objective, science-based environmental testing that protects policyholders and carriers alike. Our independent assessments deliver the defensible data you need to validate claims, prevent unnecessary remediation, and control costs, without the conflicts of interest that come from companies that both test and remediate.
When environmental conditions complicate a claim, you need facts, not speculation. AirMD’s licensed consultants provide the objective environmental assessments that help you determine coverage legitimacy, prevent scope creep, and resolve claims with confidence.
How AirMD Supports Insurance Claim Resolution
Validate Claim Legitimacy
Environmental claims often raise questions about causation, timing, and scope. AirMD’s testing services help you determine if mold growth is present and what caused it, whether asbestos or lead materials were impacted by the loss, if elevated VOCs or indoor air quality issues are related to the covered event, and whether moisture intrusion is active or historical. Our data-driven evaluations provide the documentation needed to confirm valid claims while preventing unjustified payouts.
Prevent Unnecessary Remediation and Over-Scoping
Over-scoping drives up claim costs and extends cycle times. AirMD ensures remediation recommendations are appropriate, justified, and based on scientific findings, not contractor assumptions or aggressive bidding. Our independent assessments help carriers avoid unnecessary demolition beyond affected areas, excessive containment or equipment deployment, mold protocols applied to non-mold conditions, scope expansion that exceeds actual impact zones, and contractor-driven upselling that inflates costs. We objectively define what requires remediation and what doesn’t, protecting your bottom line while ensuring appropriate treatment for genuine hazards.
Control Scope of Work and Reduce Claim Costs
Environmental remediation protocols must align with actual conditions, not worst-case scenarios. AirMD’s consultants verify that proposed work plans match verified extent of affected materials, confirmed moisture sources and pathways, established industry standards, reasonable containment boundaries and equipment needs, and appropriate sampling and clearance strategies. Our objective scope review prevents inflated remediation plans that unnecessarily increase claim severity and prolong resolution timelines.
Our Core Services for Insurance Claims
Mold and Moisture Assessments
Moisture source identification, air and surface sampling, protocol preparation, and post-remediation verification testing.
Water Damage Characterization
Moisture source identification, water category determination, bacteria sampling, and appropriate drying protocols.
Asbestos Testing and Air Monitoring
Bulk sampling of suspect materials, PCM and TEM air clearance testing, and AHERA, NESHAP, and OSHA compliance verification.
Lead-Based Paint Testing
XRF inspections to identify lead-based paint, dust wipe testing in work areas, and clearance testing after lead-safe work practices.
Fire and Smoke Damage Testing
Combustion byproduct testing, corrosive anion testing, and indoor air quality assessment for smoke contamination.
Clear Documentation for Claim Files
Moisture mapping, laboratory-supported findings, clear causation statements, and detailed photos and diagrams.
Why Insurance Carriers Choose AirMD
We don’t perform remediation. Our sole focus is accurate testing and unbiased assessment, ensuring defensible findings in any claim scenario.
Our team includes licensed mold assessors, certified asbestos consultants, lead inspectors, industrial hygienists, and building scientists with the credentials to support claim documentation.
Local consultants provide rapid response across multiple states, ensuring timely assessments regardless of claim location.
We understand claim cycle time matters. Reports are delivered quickly to keep claims moving toward resolution.
Standardized processes, quality control, and experienced consultants ensure reliable, defensible findings on every assignment.
We understand file documentation requirements, claim notes, scope review processes, and effective communication with adjusters and restoration contractors.
Partner with AirMD for Reliable Environmental Testing
AirMD helps insurance carriers resolve environmental claims confidently by providing accurate assessments, cost-effective recommendations, and independent scientific evaluations.
Our commitment is straightforward: Protect policyholders and carriers by ensuring only necessary, justified work is performed, backed by defensible testing and clear documentation.
Contact AirMD today to discuss how our independent environmental testing services support your claims process and protect your bottom line.