What documentation do insurance companies and mortgage lenders require for lead testing?

Insurance companies and mortgage lenders increasingly require EPA-compliant lead testing documentation for pre-1978 properties. Professional testing provides legally defensible results that satisfy underwriting requirements and protect against coverage denial. Mortgage companies may require lead assessments for loan approval, especially for renovation loans or properties with known lead risks. Insurance adjusters need professional documentation for claims involving lead exposure or contamination. Proper documentation protects property values and ensures smooth real estate transactions.

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